Quick answer: latest quarter results, by ticker or company name

Reported Q: Q3 2024 Rev YoY: +47.3% EPS YoY: -0.9% Move: +2.64%

Next: Q4 2024

Capital One Financial

0HT4.L

$223.80 2.64%

Exchange LSE Sector Financial Services Industry Financial Diversified

Q3 2024

Published: Oct 31, 2024

Company Status Snapshot

Fast view of the latest quarter outcome for 0HT4.L

Reported

Report Date

Oct 31, 2024

Quarter Q3 2024

Revenue

13.80B

YoY: +47.3%

EPS

4.41

YoY: -0.9%

Market Move

+2.64%

Previous quarter: N/A

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Earnings Highlights

Revenue of $13.80B up 47.3% year-over-year
EPS of $4.41 decreased by 0.9% from previous year
Gross margin of 54.6%
Net income of 1.78B
"Our ongoing investment in technology and digital banking is yielding results, allowing us to better serve our customers while also enhancing our competitiveness." - Richard Fairbank, CEO

0HT4.L

Capital One Financial Corporation

Period Q3 2024

Currency USD

Report Type Quarterly Earnings

Generated Feb 9, 2026

Executive Summary

Capital One Financial Corporation demonstrated solid financial performance in Q3 2024 with a remarkable revenue increase of 47.32% year-over-year to $13.8 billion, bolstered by strong demand in its credit card segment. The operational improvements translated into a significant increase in net income, which saw a 197.65% quarter-over-quarter rise to $1.78 billion. The companyâ€™s management highlighted the positive impact of digital banking initiatives and a disciplined approach to credit risk management, which helped maintain strong margins despite prevailing market headwinds.

Key Performance Indicators

Revenue

Increasing

13.80B

QoQ: 4.21% | YoY: 47.32%

Gross Profit

Decreasing

7.53B

54.59% margin

QoQ: 34.57% | YoY: -19.58%

Operating Income

Decreasing

2.22B

QoQ: 240.71% | YoY: -17.21%

Net Income

Decreasing

1.78B

QoQ: 197.65% | YoY: -0.73%

EPS

Decreasing

4.42

QoQ: 217.99% | YoY: -0.90%

Revenue Trend

Margin Analysis

Financial Highlights

Revenue surged to $13.8 billion, marking a 47.32% increase YoY and a 4.21% increase QoQ. Gross profit fell to $7.53 billion with a margin of 54.59%, while operating income also saw fluctuations, reflecting an operating income of $2.22 billionâ€”a decrease of 17.21% YoY but a healthy recovery with a 240.71% QoQ jump. Net income was reported at $1.78 billion, nearly flat YoY, but growing substantially by 197.65% from the previous quarter. The Earnings Per Share (EPS) settled at $4.42, down by 0.90% YoY but soaring 217.99% QoQ, indicative of improved operational leverage.

Income Statement

Metric	Value	YoY Change	QoQ Change
Revenue	13.80B	47.32%	4.21%
Gross Profit	7.53B	-19.58%	34.57%
Operating Income	2.22B	-17.21%	240.71%
Net Income	1.78B	-0.73%	197.65%
EPS	4.42	-0.90%	217.99%

Key Financial Ratios

Gross Profit Margin

Weak

1.00%

Gross profit margin is below industry norms, profitability concerns

Operating Profit Margin

Good

16.10%

Operating margin is healthy and competitive within industry standards

Net Profit Margin

Good

12.70%

Net profit margin is healthy and competitive within industry standards

Return on Assets

Weak

0.36%

Return on assets suggests inefficient capital allocation

Return on Equity

Weak

2.78%

Return on equity suggests inefficient capital allocation

Current Ratio

Healthy

1.90

Current ratio shows adequate liquidity to meet short-term obligations

Debt to Equity

Elevated

0.78

Debt-to-equity shows significant leverage, monitor debt levels

P/E Ratio

Value

8.18x

P/E ratio suggests potential undervaluation or stable earnings

Price to Book

Undervalued

0.91x

Trading below book value, potential value opportunity or distressed

Historical Earnings Comparison

Period	Revenue ($M)	EPS ($)	YoY Growth	Report
Q3 2025	19,718.00	4.83	+42.9%	View
Q2 2025	21,091.51	-7.40	+59.3%	View
Q1 2025	13,405.00	3.45	+2.4%	View
Q4 2024	13,809.00	2.67	+5.2%	View
Q3 2024	13,798.00	4.41	+47.3%	View

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Company Status Snapshot

Earnings Highlights

Executive Summary

Key Performance Indicators

Revenue Trend

Margin Analysis

Financial Highlights

Income Statement

Key Financial Ratios

Management Insights Available for Members

Peer Comparison Available for Members

Investment Outlook & SWOT Available for Members

Historical Earnings Comparison

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