Privacy Policy

1. Introduction

Quarter Results ("we," "our," or "us"), a division of JS Systems, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

We value your trust and strive to maintain that trust by being transparent about our data practices. This policy applies to all information collected through our website (quarter-results.com), mobile applications, and any related services, sales, marketing, or events (collectively, the "Services").

Please read this policy carefully to understand our practices regarding your information and how we will treat it. If you do not agree with our policies and practices, please do not use our Services.

2. Information We Collect

We collect several types of information from and about users of our Services, including:

2.1 Personal Information

Personal information is data that can be used to identify you directly or indirectly. This may include:

• Contact Information: Name, email address, mailing address, and phone number.
• Account Information: Username, password, account preferences, and subscription details.
• Financial Information: Payment method details (credit card number, billing address) when you subscribe to our premium services. Note that we use secure third-party payment processors and do not store complete payment information on our servers.
• Profile Information: Investment preferences, watchlists, alerts, and other settings you configure on our platform.
• Communications: Records of your interactions with us, including customer support inquiries and survey responses.

2.2 Non-Personal Information

Non-personal information is data that cannot be used to identify you directly. This may include:

• Device Information: IP address, browser type, operating system, device identifiers, and mobile network information.
• Usage Data: Pages visited, features used, time spent on site, click patterns, and other interaction data.
• Location Data: General geographic location based on IP address or more precise location if permitted by your device settings.
• Aggregated Data: Statistical or demographic data that does not directly identify you.

2.3 Information Collection Methods

We collect information in the following ways:

• Direct Collection: Information you provide when registering, subscribing, filling out forms, responding to surveys, or communicating with us.
• Automated Collection: Using cookies, web beacons, server logs, and other automated tracking technologies.
• Third-Party Sources: Information from business partners, advertising networks, analytics providers, and data aggregators.

3. How We Use Your Information

We use the information we collect for various purposes, including:

3.1 Providing and Improving Our Services

• Delivering the content, products, and services you request
• Personalizing your experience and tailoring content to your interests
• Maintaining and improving our website and services
• Developing new products, services, and features
• Processing payments and managing subscriptions

3.2 Communication

• Responding to your inquiries and support requests
• Sending administrative messages, updates, and security alerts
• Providing information about products, services, and events that may interest you
• Delivering personalized financial alerts and notifications you have requested

3.3 Analytics and Research

• Understanding how users interact with our platform
• Analyzing usage patterns and trends
• Measuring the effectiveness of our content and features
• Conducting research and development to enhance our offerings

3.4 Security and Legal Compliance

• Protecting our platform against fraud, unauthorized access, and other security risks
• Verifying your identity when required
• Complying with legal obligations and enforcing our terms and policies
• Resolving disputes and addressing legal claims

3.5 Legal Basis for Processing (EEA and UK Users)

For users in the European Economic Area (EEA) and United Kingdom, we process your personal data under the following legal bases:

• Contractual Necessity: Processing necessary to perform our contract with you
• Legitimate Interests: Processing necessary for our legitimate interests, provided they do not override your fundamental rights and freedoms
• Consent: Processing based on your explicit consent
• Legal Obligation: Processing necessary to comply with our legal obligations

4. Information Sharing

We may share your information with third parties in the following circumstances:

4.1 Service Providers

We share information with vendors, consultants, and other service providers who need access to such information to carry out work on our behalf. These include:

• Payment processors for handling subscription fees
• Cloud hosting providers for storing our data
• Analytics companies to help us understand platform usage
• Customer support services to assist with inquiries
• Email service providers for sending communications

All service providers are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.

4.2 Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of company assets, your information may be transferred as part of that transaction. We will notify you of any change in ownership or uses of your personal information.

4.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency). We may also disclose your information to:

• Enforce our Terms of Service and other agreements
• Protect and defend our rights and property
• Prevent or investigate possible wrongdoing in connection with the Services
• Protect the personal safety of users of the Services or the public

4.4 With Your Consent

We may share your information with third parties when you have given us your consent to do so.

4.5 Aggregated or De-identified Data

We may share aggregated or de-identified information that cannot reasonably be used to identify you with third parties for various purposes, including analysis, research, and marketing.

5. Cookies and Tracking

Quarter Results uses cookies and similar tracking technologies to track activity on our Services and hold certain information.

5.1 What Are Cookies

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and provide information to the website owners.

5.2 Types of Cookies We Use

• Essential Cookies: Required for the operation of our website. They enable basic functions like page navigation and access to secure areas.
• Analytical/Performance Cookies: Allow us to recognize and count the number of visitors and see how visitors move around our website. This helps us improve website functionality.
• Functionality Cookies: Enable us to personalize content for you, greet you by name, and remember your preferences.
• Targeting Cookies: Record your visit to our website, the pages you have visited, and the links you have followed. We may use this information to make our website and advertising more relevant to your interests.

5.3 Other Tracking Technologies

In addition to cookies, we may use web beacons, pixel tags, and other technologies to collect information about your browsing activities and to measure the effectiveness of our advertising and emails.

5.4 Cookie Management

Most web browsers allow you to control cookies through their settings preferences. However, limiting or disabling cookies may impact your ability to use certain features of our Services.

For detailed information about cookies and how to manage them, please see our Cookie Policy.

6. Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. These measures include:

• Encryption of sensitive data in transit and at rest
• Regular security assessments and penetration testing
• Access controls and authentication requirements
• Monitoring systems for potential vulnerabilities and attacks
• Regular security training for our staff

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

In the event of a data breach that affects your personal information, we will notify you in compliance with applicable laws.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal information, we consider:

• The amount, nature, and sensitivity of the personal information
• The potential risk of harm from unauthorized use or disclosure
• The purposes for which we process the information and whether we can achieve those purposes through other means
• Applicable legal requirements

When personal information is no longer necessary for the purposes for which it was collected, we will securely delete or anonymize it, unless retention is required to comply with legal obligations or resolve disputes.

8. Your Rights

Depending on your location, you may have certain rights regarding your personal information. These may include:

8.1 Access and Portability

You have the right to request a copy of the personal information we hold about you and, in certain circumstances, to receive this information in a structured, commonly used, and machine-readable format.

8.2 Correction

You have the right to request that we correct any inaccurate or incomplete personal information we hold about you.

8.3 Deletion

You have the right to request the deletion of your personal information when:

• The information is no longer necessary for the purposes for which it was collected
• You withdraw consent on which the processing is based
• You object to the processing and there are no overriding legitimate grounds
• The information has been unlawfully processed
• Deletion is required to comply with a legal obligation

8.4 Restriction of Processing

You have the right to request that we restrict the processing of your personal information when:

• You contest the accuracy of the information
• The processing is unlawful, but you oppose deletion
• We no longer need the information but you require it for legal claims
• You have objected to processing pending verification of overriding legitimate grounds

8.5 Objection

You have the right to object to processing of your personal information based on our legitimate interests, for direct marketing purposes, or for scientific/historical research and statistics.

8.6 Withdraw Consent

Where we rely on your consent to process your personal information, you have the right to withdraw that consent at any time.

8.7 Exercising Your Rights

To exercise any of these rights, please contact us using the information provided in the "Contact Information" section below. We may need to verify your identity before responding to your request.

We will respond to all legitimate requests within the timeframes required by applicable law. In some cases, we may need to extend our response time, and if so, we will notify you of the reason for the delay.

9. Children's Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us so that we can delete the information.

10. International Transfers

Quarter Results is based in the United States, and we process and store information on servers located in the United States and other countries. If you are located outside the United States, your personal information may be transferred to, stored, and processed in a country that has different data protection laws than those in your country of residence.

If we transfer your personal information from the EEA, UK, or Switzerland to a country that has not been deemed to provide an adequate level of protection, we will implement appropriate safeguards to protect your personal information, such as:

• Standard Contractual Clauses approved by the European Commission
• Binding Corporate Rules for transfers within our corporate group
• Other legally approved mechanisms

By using our Services, you consent to the transfer of your information to the United States and other countries where we and our service providers operate.

11. Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated policy will be posted on this page with a revised "Last updated" date.

We encourage you to review this Privacy Policy periodically to stay informed about our data practices. Your continued use of our Services after any changes to this Privacy Policy constitutes your acceptance of the updated policy.

For significant changes that materially affect your rights, we will provide appropriate notice, such as through email or a prominent notice on our website before the changes become effective.

12. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

For EU/EEA residents: You have the right to lodge a complaint with a data protection authority in your country of residence, place of work, or where an alleged infringement of data protection law has occurred.