Latest Quarter
2025-09-30
Fiserv Inc (0IP9.L)
Revenue
$5.3B
Net Income
$792M
Operating Margin
27.3%
Free Cash Flow
$5.1B
Debt / Assets
64.1%
Values are in USD and rounded to the nearest whole number unless noted.
Swipe horizontally to view all columns.
| Income Statement (Quarterly) | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Revenue | 5,263,000,000 | 5,516,000,000 | 5,130,000,000 | 5,251,000,000 |
| Cost of Revenue | 2,165,000,000 | 2,106,000,000 | 2,073,000,000 | 2,019,000,000 |
| Gross Profit | 3,098,000,000 | 3,410,000,000 | 3,057,000,000 | 3,232,000,000 |
| Operating Expenses | ||||
| R&D Expenses | 0 | 0 | 0 | 0 |
| SG&A Expenses | 1,762,000,000 | 1,711,000,000 | 1,682,000,000 | 1,564,000,000 |
| Operating Expenses | 1,662,000,000 | 1,714,000,000 | 1,662,000,000 | 1,564,000,000 |
| Operating Income | 1,436,000,000 | 1,696,000,000 | 1,395,000,000 | 1,668,000,000 |
| Interest Expense | 422,000,000 | 376,000,000 | 339,000,000 | 334,000,000 |
| Income Before Tax | 972,000,000 | 1,276,000,000 | 1,038,000,000 | 1,141,000,000 |
| Income Tax Expense | 173,000,000 | 246,000,000 | 190,000,000 | 193,000,000 |
| Net Income | 792,000,000 | 1,026,000,000 | 851,000,000 | 938,000,000 |
| Per Share | ||||
| EPS | 1.46 | 1.86 | 1.52 | 1.64 |
| EPS Diluted | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Statement (Annual) | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|
| Revenue | 20,456,000,000 | 19,093,000,000 | 17,737,000,000 |
| Cost of Revenue | 8,013,000,000 | 7,670,000,000 | 7,990,000,000 |
| Gross Profit | 12,443,000,000 | 11,423,000,000 | 9,747,000,000 |
| Operating Expenses | |||
| R&D Expenses | 0 | 0 | 0 |
| SG&A Expenses | 6,564,000,000 | 6,576,000,000 | 5,858,000,000 |
| Operating Expenses | 6,564,000,000 | 6,409,000,000 | 5,858,000,000 |
| Operating Income | 5,879,000,000 | 4,851,000,000 | 3,889,000,000 |
| Interest Expense | 1,238,000,000 | 1,004,000,000 | 727,000,000 |
| Income Before Tax | 3,821,000,000 | 3,898,000,000 | 2,913,000,000 |
| Income Tax Expense | 641,000,000 | 754,000,000 | 551,000,000 |
| Net Income | 3,131,000,000 | 3,068,000,000 | 2,530,000,000 |
| Per Share | |||
| EPS | 5.41 | 5.02 | 3.94 |
| EPS Diluted | 0.00 | 0.00 | 0.00 |
| Balance Sheet (Quarterly) | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|
| Assets | |||
| Cash and Cash Equivalents | 1,236,000,000 | 1,204,000,000 | 902,000,000 |
| Short Term Investments | 0 | 916,000,000 | 0 |
| Net Receivables | 3,725,000,000 | 3,582,000,000 | 3,585,000,000 |
| Inventory | 0 | 0 | 0 |
| Total Current Assets | 23,477,000,000 | 34,811,000,000 | 27,544,000,000 |
| Property Plant Equipment | 2,374,000,000 | 2,789,000,000 | 2,544,000,000 |
| Goodwill and Intangibles | 46,524,000,000 | 48,415,000,000 | 49,226,000,000 |
| Total Assets | 77,176,000,000 | 90,890,000,000 | 83,869,000,000 |
| Liabilities | |||
| Account Payables | 511,000,000 | 449,000,000 | 652,000,000 |
| Short Term Debt | 1,226,000,000 | 747,000,000 | 592,000,000 |
| Total Current Liabilities | 22,157,000,000 | 33,552,000,000 | 26,458,000,000 |
| Long Term Debt | 23,730,000,000 | 23,028,000,000 | 20,584,000,000 |
| Total Liabilities | 49,490,000,000 | 60,221,000,000 | 52,181,000,000 |
| Shareholders Equity | |||
| Retained Earnings | 23,575,000,000 | 20,444,000,000 | 17,376,000,000 |
| Total Shareholders Equity | 27,068,000,000 | 29,857,000,000 | 30,828,000,000 |
| Balance Sheet (Annual) | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|
| Assets | |||
| Cash and Cash Equivalents | 1,236,000,000 | 1,204,000,000 | 902,000,000 |
| Short Term Investments | 0 | 916,000,000 | 0 |
| Net Receivables | 3,725,000,000 | 3,582,000,000 | 3,585,000,000 |
| Inventory | 0 | 0 | 0 |
| Total Current Assets | 23,477,000,000 | 34,811,000,000 | 27,544,000,000 |
| Property Plant Equipment | 2,374,000,000 | 2,789,000,000 | 2,544,000,000 |
| Goodwill and Intangibles | 46,524,000,000 | 48,415,000,000 | 49,226,000,000 |
| Total Assets | 77,176,000,000 | 90,890,000,000 | 83,869,000,000 |
| Liabilities | |||
| Account Payables | 511,000,000 | 449,000,000 | 652,000,000 |
| Short Term Debt | 1,226,000,000 | 747,000,000 | 592,000,000 |
| Total Current Liabilities | 22,157,000,000 | 33,552,000,000 | 26,458,000,000 |
| Long Term Debt | 23,730,000,000 | 23,028,000,000 | 20,584,000,000 |
| Total Liabilities | 49,490,000,000 | 60,221,000,000 | 52,181,000,000 |
| Shareholders Equity | |||
| Retained Earnings | 23,575,000,000 | 20,444,000,000 | 17,376,000,000 |
| Total Shareholders Equity | 27,068,000,000 | 29,857,000,000 | 30,828,000,000 |
| Cash Flow Statement (Quarterly) | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|
| Operating Activities | |||
| Net Income | 3,180,000,000 | 3,068,000,000 | 2,530,000,000 |
| Depreciation & Amortization | 3,095,000,000 | 2,926,000,000 | 2,996,000,000 |
| Stock Based Compensation | 367,000,000 | 342,000,000 | 323,000,000 |
| Change in Working Capital | -338,000,000 | -912,000,000 | -744,000,000 |
| Operating Cash Flow | 6,631,000,000 | 5,162,000,000 | 4,756,000,000 |
| Investing Activities | |||
| Capital Expenditure | -1,569,000,000 | -1,388,000,000 | -1,479,000,000 |
| Investments | -1,569,000,000 | -1,388,000,000 | -1,479,000,000 |
| Investing Cash Flow | -2,404,000,000 | -1,068,000,000 | -2,250,000,000 |
| Financing Activities | |||
| Debt Repayment | 1,665,000,000 | 1,096,000,000 | -136,000,000 |
| Common Stock Issued/Repurchased | -5,740,000,000 | -4,726,000,000 | -2,528,000,000 |
| Dividends Paid | 0 | 0 | 0 |
| Financing Cash Flow | -4,165,000,000 | -4,356,000,000 | -2,478,000,000 |
| Summary | |||
| Free Cash Flow | 5,062,000,000 | 3,774,000,000 | 3,277,000,000 |
| Net Change in Cash | 30,000,000 | -229,000,000 | 67,000,000 |
| Cash Flow Statement (Annual) | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|
| Operating Activities | |||
| Net Income | 3,180,000,000 | 3,068,000,000 | 2,530,000,000 |
| Depreciation & Amortization | 3,095,000,000 | 2,926,000,000 | 2,996,000,000 |
| Stock Based Compensation | 367,000,000 | 342,000,000 | 323,000,000 |
| Change in Working Capital | -338,000,000 | -912,000,000 | -744,000,000 |
| Operating Cash Flow | 6,631,000,000 | 5,162,000,000 | 4,756,000,000 |
| Investing Activities | |||
| Capital Expenditure | -1,569,000,000 | -1,388,000,000 | -1,479,000,000 |
| Investments | -1,569,000,000 | -1,388,000,000 | -1,479,000,000 |
| Investing Cash Flow | -2,404,000,000 | -1,068,000,000 | -2,250,000,000 |
| Financing Activities | |||
| Debt Repayment | 1,665,000,000 | 1,096,000,000 | -136,000,000 |
| Common Stock Issued/Repurchased | -5,740,000,000 | -4,726,000,000 | -2,528,000,000 |
| Dividends Paid | 0 | 0 | 0 |
| Financing Cash Flow | -4,165,000,000 | -4,356,000,000 | -2,478,000,000 |
| Summary | |||
| Free Cash Flow | 5,062,000,000 | 3,774,000,000 | 3,277,000,000 |
| Net Change in Cash | 30,000,000 | -229,000,000 | 67,000,000 |