Quick answer: latest quarter results, by ticker or company name

Reported Q: Q2 2024 Rev YoY: +11.7% EPS YoY: +3,893.1% Move: -2.70%

The Travelers Companies

0R03.L

$292.82 -2.70%

Exchange LSE Sector Financial Services Industry Insurance Diversified

Q2 2024

Published: Jul 19, 2024

Company Status Snapshot

Fast view of the latest quarter outcome for 0R03.L

Reported

Report Date

Jul 19, 2024

Quarter Q2 2024

Revenue

11.28B

YoY: +11.7%

EPS

2.29

YoY: +3,893.1%

Market Move

-2.70%

Previous quarter: N/A

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Earnings Highlights

Revenue of $11.28B up 11.7% year-over-year
EPS of $2.29 increased by 3% from previous year
Gross margin of 100.0%
Net income of 534.00M
""Our diverse range of insurance products continues to shield us from market volatility... Our approach is to provide tailored solutions that meet the dynamic needs of our customers."" - CEO

0R03.L

The Travelers Companies Inc

Period Q2 2024

Currency USD

Report Type Quarterly Earnings

Generated Feb 10, 2026

Executive Summary

In Q2 2024, The Travelers Companies Inc (0R03.L) reported robust revenue growth driven by increased demand for both commercial and personal insurance products. The revenue for the quarter reached $11.28 billion, a year-over-year increase of 11.73% and a quarter-over-quarter increase of 0.49%. Despite a dramatic rise in operating income, up a staggering 658.52% year-over-year, net income decreased by 52.45% from the previous quarter to $534 million due to increased costs and expenses impacting profitability.

Management emphasized the strength of their diversified insurance offerings and the ability to navigate evolving market conditions effectively. This quarter's results reflect a resilient approach to risk management and a focus on long-term growth, positioning the company favorably against its competitors in the financial services sector.

Key Performance Indicators

Revenue

Increasing

11.28B

QoQ: 0.49% | YoY: 11.73%

Gross Profit

Increasing

11.28B

1.00% margin

QoQ: 0.49% | YoY: 11.73%

Operating Income

Increasing

754.00M

QoQ: -48.64% | YoY: 658.52%

Net Income

Increasing

534.00M

QoQ: -52.45% | YoY: 3 914.29%

EPS

Increasing

2.31

QoQ: -52.57% | YoY: 3 893.10%

Revenue Trend

Margin Analysis

Financial Highlights

### Revenue Performance
- Q2 2024 Revenue: $11.28 billion (YoY: +11.73%, QoQ: +0.49%)

### Profitability Measures
- Operating Income: $754 million (YoY: +658.52%, QoQ: -48.64%)
- Net Income: $534 million (YoY: +3,914.29%, QoQ: -52.45%)
- EPS: $2.31 (YoY: +3,893.10%, QoQ: -52.57%)

### Balance Sheet Health
- Total Assets: $129.32 billion
- Total Liabilities: $104.45 billion
- Stockholders' Equity: $24.86 billion

### Cash Flow
- Net Cash from Operating Activities: $1.68 billion
- Free Cash Flow: $1.68 billion

Key insights indicate a strong balance sheet and robust cash flow, although net income decrease is a significant concern that investors should monitor.

Income Statement

Metric	Value	YoY Change	QoQ Change
Revenue	11.28B	11.73%	0.49%
Gross Profit	11.28B	11.73%	0.49%
Operating Income	754.00M	658.52%	-48.64%
Net Income	534.00M	3 914.29%	-52.45%
EPS	2.31	3 893.10%	-52.57%

Key Financial Ratios

Gross Profit Margin

Excellent

99.10%

Gross profit margin is exceptional, indicating strong pricing power and operational efficiency

Operating Profit Margin

Fair

6.68%

Operating margin is moderate, room for improvement in cost management

Net Profit Margin

Fair

4.69%

Net profit margin is moderate, room for improvement in cost management

Return on Assets

Weak

0.41%

Return on assets suggests inefficient capital allocation

Return on Equity

Weak

2.13%

Return on equity suggests inefficient capital allocation

Current Ratio

Concern

0.01

Current ratio below safe levels, potential liquidity risk

Debt to Equity

Moderate

0.32

Debt-to-equity indicates balanced capital structure with manageable debt

P/E Ratio

Fair Value

22.13x

P/E ratio in line with market averages

Price to Book

Fair Value

1.88x

Price-to-book ratio reasonable for profitable companies

Historical Earnings Comparison

Period	Revenue ($M)	EPS ($)	YoY Growth	Report
Q2 2025	12,116.00	6.53	+7.4%	View
Q1 2025	11,810.00	1.70	+5.2%	View
Q4 2024	12,013.00	8.96	+9.9%	View
Q3 2024	11,904.00	5.42	+11.9%	View
Q2 2024	11,283.00	2.29	+11.7%	View

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The Travelers Companies (0R03.L) Q2 2024 Earnings Report

Company Status Snapshot

Earnings Highlights

Executive Summary

Key Performance Indicators

Revenue Trend

Margin Analysis

Financial Highlights

Income Statement

Key Financial Ratios

Management Insights Available for Members

Peer Comparison Available for Members

Investment Outlook & SWOT Available for Members

Historical Earnings Comparison

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