Latest Quarter
2025-12-31
The Travelers Companies Inc (0R03.L)
Revenue
$12.4B
Net Income
$2.5B
Operating Margin
25.0%
Free Cash Flow
$0.0
Debt / Assets
77.1%
Values are in USD and rounded to the nearest whole number unless noted.
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| Income Statement (Quarterly) | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 |
|---|---|---|---|---|
| Revenue | 12,432,000,000 | 12,470,000,000 | 12,116,000,000 | 11,810,000,000 |
| Cost of Revenue | 5,832,000,000 | 6,594,000,000 | 8,591,000,000 | 9,784,000,000 |
| Gross Profit | 6,600,000,000 | 5,876,000,000 | 3,525,000,000 | 2,026,000,000 |
| Operating Expenses | ||||
| R&D Expenses | 0 | 0 | 0 | 0 |
| SG&A Expenses | 0 | 0 | 1,545,000,000 | 1,459,000,000 |
| Operating Expenses | 3,497,000,000 | 3,532,000,000 | 1,644,000,000 | 1,558,000,000 |
| Operating Income | 3,103,000,000 | 2,344,000,000 | 1,881,000,000 | 468,000,000 |
| Interest Expense | 116,000,000 | 111,000,000 | 99,000,000 | 99,000,000 |
| Income Before Tax | 3,103,000,000 | 2,344,000,000 | 1,881,000,000 | 468,000,000 |
| Income Tax Expense | 607,000,000 | 456,000,000 | 372,000,000 | 73,000,000 |
| Net Income | 2,496,000,000 | 1,888,000,000 | 1,509,000,000 | 395,000,000 |
| Per Share | ||||
| EPS | 11.24 | 8.37 | 6.63 | 1.73 |
| EPS Diluted | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Statement (Annual) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | 48,828,000,000 | 46,428,000,000 | 41,364,000,000 | 36,884,000,000 |
| Cost of Revenue | 27,221,000,000 | 34,032,000,000 | 0 | 0 |
| Gross Profit | 21,607,000,000 | 12,396,000,000 | 41,364,000,000 | 36,884,000,000 |
| Operating Expenses | ||||
| R&D Expenses | 0 | 0 | 0 | 0 |
| SG&A Expenses | 0 | 5,819,000,000 | 5,176,000,000 | 4,810,000,000 |
| Operating Expenses | 13,811,000,000 | 6,216,000,000 | 5,176,000,000 | 10,325,000,000 |
| Operating Income | 7,796,000,000 | 6,180,000,000 | 36,188,000,000 | 3,705,000,000 |
| Interest Expense | 425,000,000 | 392,000,000 | 376,000,000 | 351,000,000 |
| Income Before Tax | 7,796,000,000 | 6,180,000,000 | 3,371,000,000 | 3,354,000,000 |
| Income Tax Expense | 1,508,000,000 | 1,181,000,000 | 380,000,000 | 512,000,000 |
| Net Income | 6,288,000,000 | 4,999,000,000 | 2,991,000,000 | 2,822,000,000 |
| Per Share | ||||
| EPS | 27.84 | 21.76 | 12.93 | 11.91 |
| EPS Diluted | 0.00 | 0.00 | 0.00 | 0.00 |
| Balance Sheet (Quarterly) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Cash and Cash Equivalents | 842,000,000 | 699,000,000 | 650,000,000 | 799,000,000 |
| Short Term Investments | 5,716,000,000 | 88,432,000,000 | 82,944,000,000 | 8,411,000,000 |
| Net Receivables | 14,879,000,000 | 22,281,000,000 | 21,674,000,000 | 0 |
| Inventory | 0 | 0 | 0 | 0 |
| Total Current Assets | 21,437,000,000 | 112,614,000,000 | 106,418,000,000 | 22,393,000,000 |
| Property Plant Equipment | 0 | 0 | 0 | 64,460,000,000 |
| Goodwill and Intangibles | 4,402,000,000 | 4,593,000,000 | 4,253,000,000 | 7,075,000,000 |
| Total Assets | 143,708,000,000 | 133,189,000,000 | 125,978,000,000 | 107,416,000,000 |
| Liabilities | ||||
| Account Payables | 3,555,000,000 | 3,739,000,000 | 3,787,000,000 | 4,015,000,000 |
| Short Term Debt | 0 | 100,000,000 | 100,000,000 | 186,000,000 |
| Total Current Liabilities | 91,723,000,000 | 3,839,000,000 | 3,887,000,000 | 54,906,000,000 |
| Long Term Debt | 9,267,000,000 | 7,933,000,000 | 7,931,000,000 | 7,192,000,000 |
| Total Liabilities | 110,814,000,000 | 105,325,000,000 | 101,057,000,000 | 85,856,000,000 |
| Shareholders Equity | ||||
| Retained Earnings | 54,931,000,000 | 49,630,000,000 | 45,591,000,000 | 43,516,000,000 |
| Total Shareholders Equity | 32,894,000,000 | 27,864,000,000 | 24,921,000,000 | 21,560,000,000 |
| Balance Sheet (Annual) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Cash and Cash Equivalents | 842,000,000 | 699,000,000 | 650,000,000 | 799,000,000 |
| Short Term Investments | 5,716,000,000 | 88,432,000,000 | 82,944,000,000 | 8,411,000,000 |
| Net Receivables | 14,879,000,000 | 22,281,000,000 | 21,674,000,000 | 0 |
| Inventory | 0 | 0 | 0 | 0 |
| Total Current Assets | 21,437,000,000 | 112,614,000,000 | 106,418,000,000 | 22,393,000,000 |
| Property Plant Equipment | 0 | 0 | 0 | 64,460,000,000 |
| Goodwill and Intangibles | 4,402,000,000 | 4,593,000,000 | 4,253,000,000 | 7,075,000,000 |
| Total Assets | 143,708,000,000 | 133,189,000,000 | 125,978,000,000 | 107,416,000,000 |
| Liabilities | ||||
| Account Payables | 3,555,000,000 | 3,739,000,000 | 3,787,000,000 | 4,015,000,000 |
| Short Term Debt | 0 | 100,000,000 | 100,000,000 | 186,000,000 |
| Total Current Liabilities | 91,723,000,000 | 3,839,000,000 | 3,887,000,000 | 54,906,000,000 |
| Long Term Debt | 9,267,000,000 | 7,933,000,000 | 7,931,000,000 | 7,192,000,000 |
| Total Liabilities | 110,814,000,000 | 105,325,000,000 | 101,057,000,000 | 85,856,000,000 |
| Shareholders Equity | ||||
| Retained Earnings | 54,931,000,000 | 49,630,000,000 | 45,591,000,000 | 43,516,000,000 |
| Total Shareholders Equity | 32,894,000,000 | 27,864,000,000 | 24,921,000,000 | 21,560,000,000 |
| Cash Flow Statement (Quarterly) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Operating Activities | ||||
| Net Income | 6,288,000,000 | 4,999,000,000 | 2,991,000,000 | 2,822,000,000 |
| Depreciation & Amortization | 680,000,000 | 715,000,000 | 722,000,000 | 826,000,000 |
| Stock Based Compensation | 0 | 0 | 0 | 183,000,000 |
| Change in Working Capital | 3,713,000,000 | -3,753,000,000 | -2,660,000,000 | 3,424,000,000 |
| Operating Cash Flow | 10,606,000,000 | 9,074,000,000 | 7,711,000,000 | 6,465,000,000 |
| Investing Activities | ||||
| Capital Expenditure | -10,606,000,000 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 |
| Investing Cash Flow | -7,652,000,000 | -7,264,000,000 | -6,821,000,000 | -3,728,000,000 |
| Financing Activities | ||||
| Debt Repayment | 1,233,000,000 | 0 | 738,000,000 | -1,794,000,000 |
| Common Stock Issued/Repurchased | -2,917,000,000 | -1,117,000,000 | -1,022,000,000 | -1,794,000,000 |
| Dividends Paid | -979,000,000 | -951,000,000 | -908,000,000 | -875,000,000 |
| Financing Cash Flow | -2,663,000,000 | -1,747,000,000 | -1,051,000,000 | -2,669,000,000 |
| Summary | ||||
| Free Cash Flow | 0 | 9,074,000,000 | 7,711,000,000 | 6,465,000,000 |
| Net Change in Cash | 143,000,000 | 49,000,000 | -149,000,000 | 38,000,000 |
| Cash Flow Statement (Annual) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Operating Activities | ||||
| Net Income | 6,288,000,000 | 4,999,000,000 | 2,991,000,000 | 2,822,000,000 |
| Depreciation & Amortization | 680,000,000 | 715,000,000 | 722,000,000 | 826,000,000 |
| Stock Based Compensation | 0 | 0 | 0 | 183,000,000 |
| Change in Working Capital | 3,713,000,000 | -3,753,000,000 | -2,660,000,000 | 3,424,000,000 |
| Operating Cash Flow | 10,606,000,000 | 9,074,000,000 | 7,711,000,000 | 6,465,000,000 |
| Investing Activities | ||||
| Capital Expenditure | -10,606,000,000 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 |
| Investing Cash Flow | -7,652,000,000 | -7,264,000,000 | -6,821,000,000 | -3,728,000,000 |
| Financing Activities | ||||
| Debt Repayment | 1,233,000,000 | 0 | 738,000,000 | -1,794,000,000 |
| Common Stock Issued/Repurchased | -2,917,000,000 | -1,117,000,000 | -1,022,000,000 | -1,794,000,000 |
| Dividends Paid | -979,000,000 | -951,000,000 | -908,000,000 | -875,000,000 |
| Financing Cash Flow | -2,663,000,000 | -1,747,000,000 | -1,051,000,000 | -2,669,000,000 |
| Summary | ||||
| Free Cash Flow | 0 | 9,074,000,000 | 7,711,000,000 | 6,465,000,000 |
| Net Change in Cash | 143,000,000 | 49,000,000 | -149,000,000 | 38,000,000 |