ChoiceOne Financial Services Inc

COFS | Financial Services | NASDAQ
$30.42
+0.27 (+0.90%)

Key Metrics

Market Cap
$455.02M
P/E Ratio
7.21
EPS
$4.22
Beta
N/A
Dividend Yield
N/A
ROE
3.89%
Current Ratio
0.00

Company Information

Industry
Banks Regional

About ChoiceOne Financial Services Inc

ChoiceOne Financial Services Inc operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations partnerships and individuals in Michigan The company offers various deposit products including time savings and demand deposits safe deposit and automated transaction machine services It also provides commercial loans such as business industry agricultural construction inventory and real estate loans and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties In addition the company offers safe deposit and automated transaction machine services and alternative investment products including annuities and mutual funds as well as sells insurance policies such as life and health for commercial and consumer clients It operates 32 fullservice offices in Kent Muskegon Newaygo and Ottawa Lapeer Macomb and St Clair counties Michigan The company also operates three loan production offices ChoiceOne Financial Services Inc was founded in 1898 and is headquartered in Sparta Michigan

Recent Earnings Surprises

Date Actual EPS Estimated EPS Surprise
2026-04-24 $0.91 $0.85 +7.1%
2026-01-30 $0.92 $0.91 +1.1%
2025-10-24 $0.97 $0.86 +12.8%
2025-07-25 $0.91 $0.80 +13.8%

Financial Ratios (TTM)

Gross Margin
70.84%
Operating Margin
28.31%
Net Margin
23.07%
ROA
1.27%
Price to Book
0.10
Price to Sales
1.86