Greene County Bancorp Inc (GCBC) reported QQ2 2025 results with a meaningful uplift in profitability and an exceptionally liquid balance sheet. Revenue and gross profit were reported at $17.943 million, with net income of $7.49 million and earnings per share of $0.44, representing year-over-year improvements of 31.2% in net income and 29.4% in EPS, while revenue grew 14.3% year over year and 6.3% quarter over quarter. The operating margin delivered a solid 45.0% expansion in earnings power, supported by stable expense control and a favorable tax footprint (effective tax rate of 7.29%). The period also underscored GCBC’s liquidity strength: cash and cash equivalents of $169.0 million and total cash plus short-term investments of $543.5 million against total assets of $2.967 billion, with a debt burden that remains modest (total debt of $250.9 million; net debt of $81.8 million).