Home Federal Bancorp Inc of Louisiana (HFBL)

Financial Services | Banks Regional
Income Statement (Quarterly) 2025-09-30 2025-03-31 2024-12-31 2024-09-30
Revenue 8,010,000 7,917,000 8,116,000 4,699,000
Cost of Revenue 0 2,757,000 3,103,000 0
Gross Profit 0 5,160,000 5,013,000 4,699,000
Operating Expenses
R&D Expenses 0 0 0 0
SG&A Expenses 114,000 2,260,000 2,348,000 2,449,000
Operating Expenses 114,000 4,205,000 3,806,000 3,391,000
Operating Income 2,017,000 955,000 1,207,000 939,000
Interest Expense 2,749,000 2,751,000 3,058,000 3,314,000
Income Before Tax 2,017,000 955,000 1,207,000 939,000
Income Tax Expense 418,000 207,000 187,000 -2,000
Net Income 1,599,000 748,000 1,020,000 941,000
Per Share
EPS 0.53 0.24 0.33 0.31
EPS Diluted 0.00 0.00 0.00 0.00
Income Statement (Annual) 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Revenue 32,333,000 20,380,000 23,453,000 20,613,000 22,027,000
Cost of Revenue 11,665,000 0 0 0 0
Gross Profit 20,668,000 20,380,000 23,453,000 20,613,000 0
Operating Expenses
R&D Expenses 0 0 0 0 0
SG&A Expenses 640,000 10,277,000 9,725,000 9,502,000 9,742,000
Operating Expenses 16,014,000 13,847,000 13,897,000 329,000 0
Operating Income 4,654,000 4,069,000 6,770,000 7,877,000 0
Interest Expense 11,791,000 12,913,000 5,079,000 1,877,000 3,304,000
Income Before Tax 4,654,000 4,069,000 6,770,000 6,000,000 6,810,000
Income Tax Expense 766,000 476,000 1,066,000 1,127,000 1,445,000
Net Income 3,888,000 3,593,000 5,704,000 4,873,000 5,365,000
Per Share
EPS 1.27 1.18 1.89 1.50 1.66
EPS Diluted 0.00 0.00 0.00 0.00 0.00
Balance Sheet (Quarterly) 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Assets
Cash and Cash Equivalents 17,347,000 15,248,000 24,765,000 64,078,000
Short Term Investments 34,246,000 27,037,000 39,551,000 28,099,000
Net Receivables 462,840,000 1,775,000 1,790,000 1,124,000
Inventory 0 0 -8,958,000 -24,444,000
Total Current Assets 514,433,000 44,060,000 66,106,000 71,476,000
Property Plant Equipment 17,266,000 18,303,000 16,561,000 16,249,000
Goodwill and Intangibles 3,905,000 4,189,000 4,523,000 0
Total Assets 609,492,000 637,512,000 660,915,000 590,480,000
Liabilities
Account Payables 0 0 0 0
Short Term Debt 4,000,000 7,000,000 8,581,000 832,000
Total Current Liabilities 550,290,000 581,007,000 501,840,000 3,182,000
Long Term Debt 4,000,000 0 8,550,000 2,350,000
Total Liabilities 554,287,000 584,709,000 8,550,000 538,133,000
Shareholders Equity
Retained Earnings 15,241,000 14,055,000 12,707,000 14,506,000
Total Shareholders Equity 55,205,000 52,803,000 50,542,000 52,347,000
Balance Sheet (Annual) 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Assets
Cash and Cash Equivalents 17,347,000 15,248,000 24,765,000 64,078,000 60,780,000
Short Term Investments 34,246,000 27,037,000 39,551,000 28,099,000 29,550,000
Net Receivables 462,840,000 1,775,000 1,790,000 1,124,000 1,163,000
Inventory 0 0 -8,958,000 -24,444,000 0
Total Current Assets 514,433,000 44,060,000 66,106,000 71,476,000 0
Property Plant Equipment 17,266,000 18,303,000 16,561,000 16,249,000 14,915,000
Goodwill and Intangibles 3,905,000 4,189,000 4,523,000 0 0
Total Assets 609,492,000 637,512,000 660,915,000 590,480,000 565,731,000
Liabilities
Account Payables 0 0 0 0 0
Short Term Debt 4,000,000 7,000,000 8,581,000 832,000 2,435,000
Total Current Liabilities 550,290,000 581,007,000 501,840,000 3,182,000 2,435,000
Long Term Debt 4,000,000 0 8,550,000 2,350,000 832,000
Total Liabilities 554,287,000 584,709,000 8,550,000 538,133,000 513,006,000
Shareholders Equity
Retained Earnings 15,241,000 14,055,000 12,707,000 14,506,000 15,587,000
Total Shareholders Equity 55,205,000 52,803,000 50,542,000 52,347,000 52,725,000
Cash Flow Statement (Quarterly) 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Operating Activities
Net Income 0 3,593,000 5,704,000 4,873,000
Depreciation & Amortization 0 1,278,000 869,000 763,000
Stock Based Compensation 0 500,000 619,000 675,000
Change in Working Capital 257,000 -638,000 601,000 294,000
Operating Cash Flow 5,472,000 2,318,000 12,105,000 17,059,000
Investing Activities
Capital Expenditure -46,000 -2,686,000 -1,181,000 -2,574,000
Investments 0 -2,686,000 -1,181,000 -2,574,000
Investing Cash Flow 10,213,000 34,484,000 -115,314,000 -78,793,000
Financing Activities
Debt Repayment -3,000,000 -1,550,000 -184,833,000 -3,235,000
Common Stock Issued/Repurchased -962,000 -487,000 249,936,000 -2,595,000
Dividends Paid -1,629,000 -1,569,000 -1,530,000 -1,353,000
Financing Cash Flow -33,286,000 -26,619,000 63,896,000 21,407,000
Summary
Free Cash Flow 5,426,000 -368,000 10,924,000 14,485,000
Net Change in Cash -17,601,000 10,183,000 -39,313,000 -40,327,000
Cash Flow Statement (Annual) 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Operating Activities
Net Income 0 3,593,000 5,704,000 4,873,000 5,365,000
Depreciation & Amortization 0 1,278,000 869,000 763,000 665,000
Stock Based Compensation 0 500,000 619,000 675,000 566,000
Change in Working Capital 257,000 -638,000 601,000 294,000 483,000
Operating Cash Flow 5,472,000 2,318,000 12,105,000 17,059,000 8,332,000
Investing Activities
Capital Expenditure -46,000 -2,686,000 -1,181,000 -2,574,000 -2,354,000
Investments 0 -2,686,000 -1,181,000 -2,574,000 -2,354,000
Investing Cash Flow 10,213,000 34,484,000 -115,314,000 -78,793,000 -1,420,000
Financing Activities
Debt Repayment -3,000,000 -1,550,000 -184,833,000 -3,235,000 -2,493,000
Common Stock Issued/Repurchased -962,000 -487,000 249,936,000 -2,595,000 -2,593,000
Dividends Paid -1,629,000 -1,569,000 -1,530,000 -1,353,000 -1,122,000
Financing Cash Flow -33,286,000 -26,619,000 63,896,000 21,407,000 42,622,000
Summary
Free Cash Flow 5,426,000 -368,000 10,924,000 14,485,000 5,978,000
Net Change in Cash -17,601,000 10,183,000 -39,313,000 -40,327,000 49,534,000