Investar Holding Corporation (ISTR)

Name: Investar Holding Corporation Financial Statements
Creator: Quarter Results

Financial Services | Banks Regional

Latest reporting period: 2025-03-31

Latest Quarter

2025-03-31

Revenue

$36.5M

Net Income

$6.3M

Operating Margin

21.1%

Free Cash Flow

$15.4M

Debt / Assets

91.1%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for Investar Holding Corporation (ISTR).
Income Statement (Quarterly)	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Revenue	36,524,000	22,646,000	20,278,000	38,540,000
Cost of Revenue	36,524,000	0	3,312,000	3,252,000
Gross Profit	0	22,646,000	16,966,000	35,288,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	0	9,928,000	10,103,000	9,665,000
Operating Expenses	0	22,646,000	20,278,000	4,688,000
Operating Income	7,717,000	8,214,000	561,000	4,599,000
Interest Expense	0	18,022,000	18,992,000	18,592,000
Income Before Tax	7,714,000	7,268,000	6,165,000	4,886,000
Income Tax Expense	1,421,000	1,161,000	784,000	829,000
Net Income	6,293,000	6,107,000	5,381,000	4,057,000
Per Share
EPS	0.64	0.62	0.55	0.41
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for Investar Holding Corporation (ISTR).
Income Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Revenue	153,487,000	82,409,000	83,058,000	108,393,000	96,264,000
Cost of Revenue	59,927,000	0	13,673,000	12,683,000	0
Gross Profit	93,560,000	82,409,000	69,385,000	95,710,000	0
Operating Expenses
R&D Expenses	0	0	0	0	0
SG&A Expenses	42,190,000	38,985,000	37,445,000	35,236,000	38,914,000
Operating Expenses	65,749,000	82,409,000	49,634,000	2,036,000	0
Operating Income	27,811,000	2,571,000	33,424,000	59,132,000	0
Interest Expense	63,243,000	74,112,000	58,681,000	14,784,000	11,728,000
Income Before Tax	27,886,000	24,406,000	20,428,000	44,348,000	9,909,000
Income Tax Expense	4,982,000	4,154,000	3,750,000	8,639,000	1,909,000
Net Income	22,904,000	20,252,000	16,678,000	35,709,000	8,000,000
Per Share
EPS	2.22	2.06	1.69	3.54	0.77
EPS Diluted	0.00	0.00	0.00	0.00	0.00

Balance sheet quarterly history for Investar Holding Corporation (ISTR).
Balance Sheet (Quarterly)	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Assets
Cash and Cash Equivalents	27,922,000	32,009,000	40,066,000	96,541,000
Short Term Investments	6,198,000	361,918,000	405,167,000	355,509,000
Net Receivables	14,423,000	14,366,000	12,749,000	11,355,000
Inventory	0	0	-53,690,000	0
Total Current Assets	48,543,000	50,813,000	457,982,000	0
Property Plant Equipment	40,705,000	44,183,000	49,587,000	58,080,000
Goodwill and Intangibles	41,696,000	82,508,000	43,147,000	0
Total Assets	2,722,812,000	2,815,155,000	2,753,807,000	2,513,203,000
Liabilities
Account Payables	0	0	0	0
Short Term Debt	8,376,000	0	134,192,000	0
Total Current Liabilities	2,354,320,000	1,880,178,000	134,192,000	0
Long Term Debt	92,645,000	288,950,000	439,740,000	129,873,000
Total Liabilities	2,481,516,000	2,588,387,000	2,538,025,000	2,270,605,000
Shareholders Equity
Retained Earnings	132,935,000	116,711,000	108,206,000	76,160,000
Total Shareholders Equity	241,296,000	226,768,000	215,782,000	242,598,000

Balance sheet annual history for Investar Holding Corporation (ISTR).
Balance Sheet (Annual)	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Assets
Cash and Cash Equivalents	27,922,000	32,009,000	40,066,000	96,541,000	35,368,000
Short Term Investments	6,198,000	361,918,000	405,167,000	355,509,000	268,410,000
Net Receivables	14,423,000	14,366,000	12,749,000	11,355,000	12,969,000
Inventory	0	0	-53,690,000	0	0
Total Current Assets	48,543,000	50,813,000	457,982,000	0	0
Property Plant Equipment	40,705,000	44,183,000	49,587,000	58,080,000	56,303,000
Goodwill and Intangibles	41,696,000	82,508,000	43,147,000	0	0
Total Assets	2,722,812,000	2,815,155,000	2,753,807,000	2,513,203,000	2,321,181,000
Liabilities
Account Payables	0	0	0	0	0
Short Term Debt	8,376,000	0	134,192,000	0	0
Total Current Liabilities	2,354,320,000	1,880,178,000	134,192,000	0	0
Long Term Debt	92,645,000	288,950,000	439,740,000	129,873,000	169,346,000
Total Liabilities	2,481,516,000	2,588,387,000	2,538,025,000	2,270,605,000	2,077,897,000
Shareholders Equity
Retained Earnings	132,935,000	116,711,000	108,206,000	76,160,000	71,385,000
Total Shareholders Equity	241,296,000	226,768,000	215,782,000	242,598,000	243,284,000

Cash flow quarterly history for Investar Holding Corporation (ISTR).
Cash Flow Statement (Quarterly)	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Operating Activities
Net Income	20,252,000	16,677,000	35,709,000	8,000,000
Depreciation & Amortization	3,095,000	3,780,000	4,435,000	4,988,000
Stock Based Compensation	1,956,000	1,988,000	2,107,000	1,741,000
Change in Working Capital	-635,000	6,701,000	-2,431,000	-1,677,000
Operating Cash Flow	15,927,000	26,521,000	42,748,000	33,481,000
Investing Activities
Capital Expenditure	-506,000	-1,072,000	-1,056,000	-3,318,000
Investments	-506,000	-1,072,000	-1,056,000	-3,318,000
Investing Cash Flow	90,065,000	-73,764,000	-350,987,000	53,399,000
Financing Activities
Debt Repayment	-196,173,000	-142,367,000	-43,600,000	0
Common Stock Issued/Repurchased	-305,000	-2,921,000	-10,407,000	-6,925,000
Dividends Paid	-3,972,000	-3,844,000	-3,552,000	-3,090,000
Financing Cash Flow	-110,079,000	38,993,000	251,457,000	-25,207,000
Summary
Free Cash Flow	15,421,000	25,449,000	41,692,000	30,163,000
Net Change in Cash	-4,087,000	-8,250,000	-56,782,000	61,673,000

Cash flow annual history for Investar Holding Corporation (ISTR).
Cash Flow Statement (Annual)	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Operating Activities
Net Income	20,252,000	16,677,000	35,709,000	8,000,000	13,889,000
Depreciation & Amortization	3,095,000	3,780,000	4,435,000	4,988,000	4,570,000
Stock Based Compensation	1,956,000	1,988,000	2,107,000	1,741,000	1,644,000
Change in Working Capital	-635,000	6,701,000	-2,431,000	-1,677,000	-10,381,000
Operating Cash Flow	15,927,000	26,521,000	42,748,000	33,481,000	17,749,000
Investing Activities
Capital Expenditure	-506,000	-1,072,000	-1,056,000	-3,318,000	-7,590,000
Investments	-506,000	-1,072,000	-1,056,000	-3,318,000	-7,590,000
Investing Cash Flow	90,065,000	-73,764,000	-350,987,000	53,399,000	-148,143,000
Financing Activities
Debt Repayment	-196,173,000	-142,367,000	-43,600,000	0	-3,100,000
Common Stock Issued/Repurchased	-305,000	-2,921,000	-10,407,000	-6,925,000	-11,112,000
Dividends Paid	-3,972,000	-3,844,000	-3,552,000	-3,090,000	-2,686,000
Financing Cash Flow	-110,079,000	38,993,000	251,457,000	-25,207,000	121,067,000
Summary
Free Cash Flow	15,421,000	25,449,000	41,692,000	30,163,000	10,159,000
Net Change in Cash	-4,087,000	-8,250,000	-56,782,000	61,673,000	-9,327,000