Kentucky First Federal (KFFB) Q4 2024 Earnings Report

Kentucky First Federal Bancorp (KFFB) reported a net loss of approximately $1.08 million in QQ4 2024, with revenue about $1.92 million and a substantial interest expense burden that pressured bottom-line profitability. The quarter shows a precarious earnings mix: operating income of around -$1.12 million and EBITDA of about -$1.06 million, driven largely by a high interest expense (approximately $2.54 million) relative to revenue. Net income margin is negative, translating to an EPS of -$0.13 for the quarter. YoY comparisons illustrate a sharp deterioration in profitability (net income down roughly 2,666%), despite a modest QoQ rebound in reported revenue (YoY clearly weak, QoQ modestly improved).