$25.41
+0.00 (+0.02%)

Key Metrics

Market Cap
$2.94B
P/E Ratio
-87.62
EPS
$-0.29
Beta
N/A
Dividend Yield
N/A
ROE
-3.12%
Current Ratio
1.03

Company Information

Industry
Software Application

About nCino Inc

nCino Inc a softwareasaservice company provides cloudbased software applications to financial institutions in the United States and internationally Its nCino Bank Operating System a tenant cloud platform which digitizes automates and streamlines complex processes and workflow and utilizes data analytics and artificial intelligence and machine learning AIML to enable banks and credit unions to onboard new clients make loans and manage the entire loan life cycle open deposit and other accounts and manage regulatory compliance The companys nCino IQ an application suite that utilizes data analytics and AIML to provide its customers with automation and insights into their operations such as tools for analyzing measuring and managing credit risk as well as to enhance their ability to comply with regulatory requirements It also offers SimpleNexus a suite of products that enables loan officers borrowers real estate agents settlement agents and others to engage in the homeownership process from internetenabled device The company serves financial institution customers including global financial institutions enterprise banks regional banks community banks credit unions new market entrants and independent mortgage banks through sales team comprising business development representatives account executives field sales engineers and customer success managers nCino Inc was founded in 2011 and is headquartered in Wilmington North Carolina

Recent Earnings Surprises

Date Actual EPS Estimated EPS Surprise
2025-08-26 $0.22 $0.14 +57.1%
2025-05-28 $0.16 $0.16 +0.0%
2025-04-01 $0.12 $0.18 -33.3%
2024-12-04 $0.21 $0.16 +31.3%

Financial Ratios (TTM)

Gross Margin
60.02%
Operating Margin
-3.03%
Net Margin
-5.86%
ROA
-2.08%
Price to Book
2.77
Price to Sales
5.13