Timberland Bancorp Inc (TSBK)

Name: Timberland Bancorp Inc Financial Statements
Creator: Quarter Results

Financial Services | Banks Regional

Latest reporting period: 2025-12-31

Latest Quarter

2025-12-31

Revenue

$30.0M

Net Income

$8.2M

Operating Margin

34.4%

Free Cash Flow

$28.4M

Debt / Assets

87.0%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for Timberland Bancorp Inc (TSBK).
Income Statement (Quarterly)	2025-12-31	2025-03-31	2024-12-31	2024-09-30
Revenue	29,954,000	27,539,000	655,000	27,960,000
Cost of Revenue	8,211,000	27,539,000	0	0
Gross Profit	21,743,000	0	655,000	27,960,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	508,000	0	527,000	6,281,000
Operating Expenses	11,426,000	0	527,000	15,554,000
Operating Income	10,317,000	8,456,000	128,000	7,925,000
Interest Expense	8,246,000	0	8,287,000	8,488,000
Income Before Tax	10,317,000	8,460,000	8,573,000	7,926,000
Income Tax Expense	2,101,000	1,705,000	1,713,000	1,571,000
Net Income	8,215,999	6,755,000	6,860,000	6,355,000
Per Share
EPS	1.04	0.85	0.86	0.80
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for Timberland Bancorp Inc (TSBK).
Income Statement (Annual)	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
Revenue	110,493,000	70,890,000	75,641,000	64,653,000	65,516,000
Cost of Revenue	33,035,000	0	0	0	0
Gross Profit	77,458,000	70,890,000	75,641,000	64,653,000	0
Operating Expenses
R&D Expenses	0	0	0	0	0
SG&A Expenses	25,534,000	25,324,000	25,059,000	25,313,000	22,887,000
Operating Expenses	41,227,000	34,608,000	-41,647,000	-29,894,000	0
Operating Income	36,231,000	30,392,000	33,994,000	34,759,000	0
Interest Expense	32,077,000	30,658,000	11,592,000	2,674,000	3,104,000
Income Before Tax	36,231,000	30,406,000	33,994,000	29,562,000	34,428,000
Income Tax Expense	7,070,000	6,123,000	6,876,000	5,962,000	6,845,000
Net Income	29,161,000	24,283,000	27,118,000	23,600,000	27,583,000
Per Share
EPS	3.68	3.02	3.32	2.84	3.31
EPS Diluted	0.00	0.00	0.00	0.00	0.00

Balance sheet quarterly history for Timberland Bancorp Inc (TSBK).
Balance Sheet (Quarterly)	2025-09-30	2024-09-30	2023-09-30	2022-09-30
Assets
Cash and Cash Equivalents	250,645,000	174,937,000	143,909,000	339,649,000
Short Term Investments	31,244,000	72,257,000	41,771,000	41,415,000
Net Receivables	7,393,000	6,990,000	0	4,483,000
Inventory	0	0	-150,020,000	-344,132,000
Total Current Assets	289,282,000	254,184,000	191,684,000	385,547,000
Property Plant Equipment	24,633,000	22,961,000	23,414,000	23,878,000
Goodwill and Intangibles	16,217,000	16,954,000	17,932,000	19,102,000
Total Assets	2,012,779,000	1,923,475,000	1,839,905,000	1,860,508,000
Liabilities
Account Payables	7,922,000	6,336,000	6,389,000	4,907,000
Short Term Debt	377,000	336,000	975,000	310,000
Total Current Liabilities	1,724,557,000	1,656,487,000	975,000	4,907,000
Long Term Debt	23,077,000	21,575,000	36,867,000	2,066,000
Total Liabilities	1,750,165,000	1,678,062,000	36,867,000	1,641,939,000
Shareholders Equity
Retained Earnings	236,607,000	215,531,000	199,386,000	180,535,000
Total Shareholders Equity	262,614,000	245,413,000	233,073,000	218,569,000

Balance sheet annual history for Timberland Bancorp Inc (TSBK).
Balance Sheet (Annual)	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
Assets
Cash and Cash Equivalents	250,645,000	174,937,000	143,909,000	339,649,000	608,678,000
Short Term Investments	31,244,000	72,257,000	41,771,000	41,415,000	63,176,000
Net Receivables	7,393,000	6,990,000	0	4,483,000	3,745,000
Inventory	0	0	-150,020,000	-344,132,000	0
Total Current Assets	289,282,000	254,184,000	191,684,000	385,547,000	1,611,420,000
Property Plant Equipment	24,633,000	22,961,000	23,414,000	23,878,000	24,650,000
Goodwill and Intangibles	16,217,000	16,954,000	17,932,000	19,102,000	19,877,000
Total Assets	2,012,779,000	1,923,475,000	1,839,905,000	1,860,508,000	1,792,180,000
Liabilities
Account Payables	7,922,000	6,336,000	6,389,000	4,907,000	4,293,000
Short Term Debt	377,000	336,000	975,000	310,000	0
Total Current Liabilities	1,724,557,000	1,656,487,000	975,000	4,907,000	0
Long Term Debt	23,077,000	21,575,000	36,867,000	2,066,000	7,359,000
Total Liabilities	1,750,165,000	1,678,062,000	36,867,000	1,641,939,000	1,585,281,000
Shareholders Equity
Retained Earnings	236,607,000	215,531,000	199,386,000	180,535,000	164,167,000
Total Shareholders Equity	262,614,000	245,413,000	233,073,000	218,569,000	206,899,000

Cash flow quarterly history for Timberland Bancorp Inc (TSBK).
Cash Flow Statement (Quarterly)	2025-09-30	2024-09-30	2023-09-30	2022-09-30
Operating Activities
Net Income	29,161,000	24,283,000	27,118,000	23,600,000
Depreciation & Amortization	2,494,000	2,579,000	2,664,000	2,839,000
Stock Based Compensation	537,000	390,000	320,000	246,000
Change in Working Capital	1,635,000	-3,598,000	809,000	-1,903,000
Operating Cash Flow	30,158,000	23,020,000	30,997,000	26,500,000
Investing Activities
Capital Expenditure	-1,735,000	-1,309,000	-1,106,000	-911,000
Investments	-1,735,000	-1,309,000	-1,106,000	-911,000
Investing Cash Flow	-8,246,000	-45,797,000	-170,223,000	-335,162,000
Financing Activities
Debt Repayment	0	-15,000,000	-35,000,000	-5,000,000
Common Stock Issued/Repurchased	-5,759,000	-5,958,000	-4,300,000	-4,168,000
Dividends Paid	-8,085,000	-7,650,000	-8,266,999	-7,232,000
Financing Cash Flow	56,788,000	58,784,000	-48,808,000	45,221,000
Summary
Free Cash Flow	28,423,000	21,711,000	29,891,000	25,589,000
Net Change in Cash	78,700,000	36,007,000	-188,034,000	-263,441,000

Cash flow annual history for Timberland Bancorp Inc (TSBK).
Cash Flow Statement (Annual)	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
Operating Activities
Net Income	29,161,000	24,283,000	27,118,000	23,600,000	27,583,000
Depreciation & Amortization	2,494,000	2,579,000	2,664,000	2,839,000	3,035,000
Stock Based Compensation	537,000	390,000	320,000	246,000	173,000
Change in Working Capital	1,635,000	-3,598,000	809,000	-1,903,000	-1,704,000
Operating Cash Flow	30,158,000	23,020,000	30,997,000	26,500,000	29,635,000
Investing Activities
Capital Expenditure	-1,735,000	-1,309,000	-1,106,000	-911,000	-895,000
Investments	-1,735,000	-1,309,000	-1,106,000	-911,000	-895,000
Investing Cash Flow	-8,246,000	-45,797,000	-170,223,000	-335,162,000	37,445,000
Financing Activities
Debt Repayment	0	-15,000,000	-35,000,000	-5,000,000	0
Common Stock Issued/Repurchased	-5,759,000	-5,958,000	-4,300,000	-4,168,000	-527,000
Dividends Paid	-8,085,000	-7,650,000	-8,266,999	-7,232,000	-8,589,000
Financing Cash Flow	56,788,000	58,784,000	-48,808,000	45,221,000	198,664,000
Summary
Free Cash Flow	28,423,000	21,711,000	29,891,000	25,589,000	28,740,000
Net Change in Cash	78,700,000	36,007,000	-188,034,000	-263,441,000	265,744,000