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Winchester Bancorp Inc Common Stock (WSBK)

Financial Services | Banks Regional
Income Statement (Quarterly) 2025-09-30 2025-03-31 2024-12-31 2024-09-30
Revenue 11,937,000 10,912,000 10,895,000 10,732,000
Cost of Revenue 0 6,219,000 6,714,000 7,625,000
Gross Profit 0 4,693,000 4,181,000 3,107,000
Operating Expenses
R&D Expenses 0 0 0 0
SG&A Expenses 1,084,000 3,556,000 3,049,000 3,213,000
Operating Expenses 1,084,000 4,321,000 3,767,000 3,937,000
Operating Income 0 372,000 414,000 -830,000
Interest Expense 6,196,000 6,240,000 6,476,000 6,463,000
Income Before Tax 1,318,000 372,000 414,000 -830,000
Income Tax Expense 356,000 67,000 41,000 -198,000
Net Income 962,000 305,000 373,000 -632,000
Per Share
EPS 0.11 0.03 0.04 -0.07
EPS Diluted 0.00 0.00 0.00 0.00
Income Statement (Annual) 2025-06-30 2024-06-30 2023-06-30
Revenue 44,505,000 36,328,000 25,782,000
Cost of Revenue 27,257,000 21,003,000 8,518,000
Gross Profit 17,248,000 15,325,000 17,264,000
Operating Expenses
R&D Expenses 0 0 0
SG&A Expenses 5,368,000 12,241,000 12,803,000
Operating Expenses 18,778,000 14,571,000 11,641,000
Operating Income -1,530,000 754,000 5,623,000
Interest Expense 25,191,000 20,489,000 7,122,000
Income Before Tax -1,530,000 754,000 5,623,000
Income Tax Expense -656,000 -32,000 1,463,000
Net Income -874,000 786,000 4,160,000
Per Share
EPS -0.09 0.08 0.44
EPS Diluted 0.00 0.00 0.00
Balance Sheet (Quarterly) 2025-06-30 2024-06-30
Assets
Cash and Cash Equivalents 55,244,000 44,114,000
Short Term Investments 25,263,000 31,090,000
Net Receivables 3,327,000 3,165,000
Inventory 0 0
Total Current Assets 58,139,000 78,369,000
Property Plant Equipment 6,418,000 6,981,000
Goodwill and Intangibles 0 0
Total Assets 949,378,000 852,968,000
Liabilities
Account Payables 0 0
Short Term Debt 0 0
Total Current Liabilities 680,938,000 637,035,000
Long Term Debt 147,000,000 129,469,000
Total Liabilities 834,026,000 772,680,000
Shareholders Equity
Retained Earnings 80,720,000 0
Total Shareholders Equity 115,352,000 80,288,000
Balance Sheet (Annual) 2025-06-30 2024-06-30
Assets
Cash and Cash Equivalents 55,244,000 44,114,000
Short Term Investments 25,263,000 31,090,000
Net Receivables 3,327,000 3,165,000
Inventory 0 0
Total Current Assets 58,139,000 78,369,000
Property Plant Equipment 6,418,000 6,981,000
Goodwill and Intangibles 0 0
Total Assets 949,378,000 852,968,000
Liabilities
Account Payables 0 0
Short Term Debt 0 0
Total Current Liabilities 680,938,000 637,035,000
Long Term Debt 147,000,000 129,469,000
Total Liabilities 834,026,000 772,680,000
Shareholders Equity
Retained Earnings 80,720,000 0
Total Shareholders Equity 115,352,000 80,288,000
Cash Flow Statement (Quarterly) 2025-06-30 2024-06-30
Operating Activities
Net Income -874,000 786,000
Depreciation & Amortization 360,000 750,000
Stock Based Compensation 0 0
Change in Working Capital 375,000 -978,000
Operating Cash Flow 2,465,000 231,000
Investing Activities
Capital Expenditure -284,000 -1,317,000
Investments 0 -1,317,000
Investing Cash Flow -86,728,000 -105,180,000
Financing Activities
Debt Repayment 17,531,000 37,768,000
Common Stock Issued/Repurchased 34,459,000 0
Dividends Paid 0 0
Financing Cash Flow 95,393,000 96,885,000
Summary
Free Cash Flow 2,181,000 -1,086,000
Net Change in Cash 11,130,000 -8,064,000
Cash Flow Statement (Annual) 2025-06-30 2024-06-30
Operating Activities
Net Income -874,000 786,000
Depreciation & Amortization 360,000 750,000
Stock Based Compensation 0 0
Change in Working Capital 375,000 -978,000
Operating Cash Flow 2,465,000 231,000
Investing Activities
Capital Expenditure -284,000 -1,317,000
Investments 0 -1,317,000
Investing Cash Flow -86,728,000 -105,180,000
Financing Activities
Debt Repayment 17,531,000 37,768,000
Common Stock Issued/Repurchased 34,459,000 0
Dividends Paid 0 0
Financing Cash Flow 95,393,000 96,885,000
Summary
Free Cash Flow 2,181,000 -1,086,000
Net Change in Cash 11,130,000 -8,064,000