Fair Isaac Corporation (FICO)

Name: Fair Isaac Corporation Financial Statements
Creator: Quarter Results

Technology | Software Application

Latest reporting period: 2025-12-31

Latest Quarter

2025-12-31

Revenue

$512M

Net Income

$158M

Operating Margin

45.7%

Free Cash Flow

$770M

Debt / Assets

193.5%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for Fair Isaac Corporation (FICO).
Income Statement (Quarterly)	2025-12-31	2025-03-31	2024-12-31	2024-09-30
Revenue	511,959,000	498,735,000	439,968,000	453,809,000
Cost of Revenue	87,261,000	87,630,000	87,345,000	89,574,000
Gross Profit	424,698,000	411,105,000	352,623,000	364,235,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	140,737,000	120,420,000	127,950,000	122,757,000
Operating Expenses	190,649,000	165,457,000	173,095,000	167,057,000
Operating Income	234,049,000	245,648,000	179,528,000	197,178,000
Interest Expense	42,006,000	0	29,488,000	28,515,000
Income Before Tax	191,931,000	213,016,000	150,129,000	171,383,000
Income Tax Expense	33,558,000	50,401,000	-2,399,000	35,692,000
Net Income	158,373,000	162,615,000	152,528,000	135,691,000
Per Share
EPS	6.68	6.67	6.26	5.54
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for Fair Isaac Corporation (FICO).
Income Statement (Annual)	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
Revenue	1,990,869,000	1,717,526,000	1,513,557,000	1,377,270,000	1,316,536,000
Cost of Revenue	353,722,000	348,206,000	311,053,000	302,174,000	332,462,000
Gross Profit	1,637,147,000	1,369,320,000	1,202,504,000	1,075,096,000	984,074,000
Operating Expenses
R&D Expenses	0	0	0	0	0
SG&A Expenses	513,028,000	462,834,000	400,565,000	383,863,000	396,281,000
Operating Expenses	712,297,000	635,691,000	561,615,000	532,682,000	570,767,000
Operating Income	924,850,000	733,629,000	642,830,000	542,414,000	505,489,000
Interest Expense	133,647,000	105,638,000	95,546,000	68,967,000	40,092,000
Income Before Tax	802,595,000	642,025,000	553,624,000	471,309,000	473,142,000
Income Tax Expense	150,649,000	129,214,000	124,249,000	97,768,000	81,058,000
Net Income	651,946,000	512,811,000	429,375,000	373,541,000	392,084,000
Per Share
EPS	26.90	20.78	17.18	14.34	13.65
EPS Diluted	0.00	0.00	0.00	0.00	0.00

Balance sheet quarterly history for Fair Isaac Corporation (FICO).
Balance Sheet (Quarterly)	2025-09-30	2024-09-30	2023-09-30	2022-09-30
Assets
Cash and Cash Equivalents	134,136,000	150,667,000	136,778,000	133,202,000
Short Term Investments	0	0	-33,014,000	0
Net Receivables	529,148,000	426,642,000	387,947,000	322,410,000
Inventory	0	0	1	1
Total Current Assets	705,165,000	617,413,000	556,448,000	484,715,000
Property Plant Equipment	93,926,000	68,045,000	36,669,000	54,268,000
Goodwill and Intangibles	783,340,000	782,752,000	774,244,000	763,084,000
Total Assets	1,868,133,000	1,717,884,000	1,575,281,000	1,442,034,000
Liabilities
Account Payables	32,315,000	22,473,000	19,009,000	83,521,000
Short Term Debt	399,541,000	26,555,000	66,336,000	30,000,000
Total Current Liabilities	849,215,000	380,285,000	367,688,000	331,459,000
Long Term Debt	2,675,337,000	2,215,984,000	1,859,464,000	1,862,861,000
Total Liabilities	3,613,917,000	2,680,563,000	2,263,271,000	2,243,981,000
Shareholders Equity
Retained Earnings	4,552,816,000	3,900,870,000	3,388,059,000	2,958,684,000
Total Shareholders Equity	-1,745,784,000	-962,679,000	-687,990,000	-801,947,000

Balance sheet annual history for Fair Isaac Corporation (FICO).
Balance Sheet (Annual)	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
Assets
Cash and Cash Equivalents	134,136,000	150,667,000	136,778,000	133,202,000	195,354,000
Short Term Investments	0	0	-33,014,000	0	0
Net Receivables	529,148,000	426,642,000	387,947,000	322,410,000	312,107,000
Inventory	0	0	1	1	0
Total Current Assets	705,165,000	617,413,000	556,448,000	484,715,000	550,974,000
Property Plant Equipment	93,926,000	68,045,000	36,669,000	54,268,000	75,188,000
Goodwill and Intangibles	783,340,000	782,752,000	774,244,000	763,084,000	792,284,000
Total Assets	1,868,133,000	1,717,884,000	1,575,281,000	1,442,034,000	1,567,776,000
Liabilities
Account Payables	32,315,000	22,473,000	19,009,000	83,521,000	20,749,000
Short Term Debt	399,541,000	26,555,000	66,336,000	30,000,000	250,000,000
Total Current Liabilities	849,215,000	380,285,000	367,688,000	331,459,000	559,207,000
Long Term Debt	2,675,337,000	2,215,984,000	1,859,464,000	1,862,861,000	1,062,688,000
Total Liabilities	3,613,917,000	2,680,563,000	2,263,271,000	2,243,981,000	1,678,718,000
Shareholders Equity
Retained Earnings	4,552,816,000	3,900,870,000	3,388,059,000	2,958,684,000	2,585,143,000
Total Shareholders Equity	-1,745,784,000	-962,679,000	-687,990,000	-801,947,000	-110,942,000

Cash flow quarterly history for Fair Isaac Corporation (FICO).
Cash Flow Statement (Quarterly)	2025-09-30	2024-09-30	2023-09-30	2022-09-30
Operating Activities
Net Income	651,946,000	512,811,000	429,375,000	373,541,000
Depreciation & Amortization	14,952,000	13,827,000	14,638,000	20,465,000
Stock Based Compensation	156,667,000	149,439,000	123,847,000	115,355,000
Change in Working Capital	-18,547,000	-20,485,000	-63,448,000	-35,911,000
Operating Cash Flow	778,807,000	632,964,000	468,915,000	509,450,000
Investing Activities
Capital Expenditure	-8,922,000	-25,551,000	-4,237,000	-6,029,000
Investments	-8,922,000	-8,884,000	-4,237,000	-6,029,000
Investing Cash Flow	-43,719,000	-27,993,000	-15,954,000	-5,671,000
Financing Activities
Debt Repayment	856,250,000	342,961,000	-402,000,000	-988,250,000
Common Stock Issued/Repurchased	-1,381,679,000	-796,696,000	-383,328,000	-1,088,154,000
Dividends Paid	0	0	0	0
Financing Cash Flow	-750,329,000	-592,923,000	-455,001,000	-547,165,000
Summary
Free Cash Flow	769,885,000	607,413,000	464,678,000	503,421,000
Net Change in Cash	-16,531,000	13,889,000	3,576,000	-62,152,000

Cash flow annual history for Fair Isaac Corporation (FICO).
Cash Flow Statement (Annual)	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
Operating Activities
Net Income	651,946,000	512,811,000	429,375,000	373,541,000	392,084,000
Depreciation & Amortization	14,952,000	13,827,000	14,638,000	20,465,000	25,592,000
Stock Based Compensation	156,667,000	149,439,000	123,847,000	115,355,000	112,457,000
Change in Working Capital	-18,547,000	-20,485,000	-63,448,000	-35,911,000	-12,740,000
Operating Cash Flow	778,807,000	632,964,000	468,915,000	509,450,000	423,817,000
Investing Activities
Capital Expenditure	-8,922,000	-25,551,000	-4,237,000	-6,029,000	-7,569,000
Investments	-8,922,000	-8,884,000	-4,237,000	-6,029,000	-7,569,000
Investing Cash Flow	-43,719,000	-27,993,000	-15,954,000	-5,671,000	137,850,000
Financing Activities
Debt Repayment	856,250,000	342,961,000	-402,000,000	-988,250,000	-259,176,000
Common Stock Issued/Repurchased	-1,381,679,000	-796,696,000	-383,328,000	-1,088,154,000	-874,179,000
Dividends Paid	0	0	0	0	0
Financing Cash Flow	-750,329,000	-592,923,000	-455,001,000	-547,165,000	-523,571,000
Summary
Free Cash Flow	769,885,000	607,413,000	464,678,000	503,421,000	416,248,000
Net Change in Cash	-16,531,000	13,889,000	3,576,000	-62,152,000	37,960,000