Reported Q: Q2 2025 Rev YoY: +12.9% EPS YoY: +5.2% Move: +0.38%
HDFC Bank Limited
HDB
$33.99 0.38%
Exchange NYSE Sector Financial Services Industry Banks Regional
Q2 2025
Published: Sep 30, 2024

Company Status Snapshot

Fast view of the latest quarter outcome for HDB

Reported

Report Date

Sep 30, 2024

Quarter Q2 2025

Revenue

1,214.57B

YoY: +12.9%

EPS

23.29

YoY: +5.2%

Market Move

+0.38%

Previous quarter: Q1 2025

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Earnings Highlights

  • Revenue of $1,214.57B up 12.9% year-over-year
  • EPS of $23.29 increased by 5.2% from previous year
  • Gross margin of 100.0%
  • Net income of 178.26B
  • ""We are well positioned, as we speak, looking at our portfolio that we don't have too much of a worry at this juncture."" - Sashidhar Jagdishan
HDB
HDFC Bank Limited

Executive Summary

HDFC Bank Limited delivered strong financial results in Q2 2025, with total revenue of ₹1,214.57 billion representing a year-on-year growth of 12.91% and a quarter-on-quarter increase of 3.81%. The net income for the quarter was ₹178.26 billion, marking a 6.03% year-over-year increase. Management highlighted a stable liquidity environment, strong deposit growth driven by retail banking, and cautious loan growth strategies amid elevated credit quality concerns. The bank's gross non-performing assets (NPAs) remained stable at 1.4%, which, along with healthy margins, positions HDFC Bank favorably to capitalize on future growth opportunities as the credit environment normalizes post high-interest phases.

Key Performance Indicators

Revenue
Increasing
1,214.57B
QoQ: 3.81% | YoY: 12.91%
Gross Profit
Increasing
1,214.57B
1.00% margin
QoQ: 3.81% | YoY: 92.77%
Operating Income
Increasing
239.68B
QoQ: 3 460.69% | YoY: 14.31%
Net Income
Increasing
178.26B
QoQ: 8.20% | YoY: 6.03%
EPS
Increasing
23.40
QoQ: 7.98% | YoY: 5.22%

Revenue Trend

Margin Analysis

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q1 2026 1,330,549.70 21.12 +13.7% View
Q4 2025 694,771.90 24.50 +1.5% View
Q3 2025 613,223.70 23.00 -46.7% View
Q2 2025 1,214,567.40 23.29 +12.9% View
Q1 2025 1,169,964.90 21.59 +233.6% View