Revenue and Profitability
- Revenue: $50,356,000; YoY change: -0.85%; QoQ change: +0.15%
- Gross Profit: $50,356,000; YoY: -0.85%; QoQ: +0.15%
- Gross Margin: 100.0% (grossProfitRatio = 1.0000), indicating a fully recognized revenue line with no separate cost of revenue in the data provided
- Operating Expenses: $50,356,000 (includes G&A $17,671,000 and selling/general expenses $18,079,000, with other expenses $32,277,000)
- Interest Expense: $24,575,000; Depreciation & Amortization: $4,826,000
- Total Other Income/Expenses Net: $16,796,000
- Income Before Tax: $16,796,000; Income Tax Expense: $3,684,000; Net Income: $13,112,000; Net Income Margin: 26.04%
- Earnings per Share: $0.77 (Basic); $0.76 (Diluted); Weighted Avg Shares Outstanding: 16,931,793 (basic) / 16,927,824 (diluted)
Cash Flow and Liquidity
- Net Cash Provided by Operating Activities: $43,779,000; Free Cash Flow: $39,836,000
- Cash and Cash Equivalents: $322,767,000; Short-Term Investments: $140,552,000; Total Cash & ST Investments: $463,319,000
- Net Cash Used in/Provided by Investing Activities: -$6,342,000; Net Cash Used Provided by/for Financing Activities: -$50,834,000; Net Change in Cash: -$713,000; Cash at End of Period: $293,477,000
Balance Sheet and Leverage
- Total Assets: $4,637,293,000
- Liabilities: Total Liabilities $4,097,289,000; Total Stockholders’ Equity $540,004,000
- Debt Profile: Total Debt $116,109,000; Net Debt (cash minus debt) = -$206,658,000
- Liquidity and Capitalization: Current ratio, quick ratio, and cash ratio shown as 0 in the dataset (note: bank balance sheet economics may render traditional liquidity ratios less informative); Debt to Capitalization 17.7%; Debt to Equity 21.5%; Price to Book Value 1.07x; Price to Earnings 11.00x; Dividend Payout 14.3%; Dividend Yield 0.325%
- Earnings Quality/Return Metrics: Return on Equity (ROE) 2.43%; Asset Turnover 0.0109; Net Income per EBT 0.781; CFO to Net Income approximately 3.34x, indicating strong cash generation relative to reported earnings