HomeTrust Bancshares Inc (HTB) Q4 2024 Earnings Report

HomeTrust Bancshares Inc. (HTB) reported Q4 2024 results with solid year-over-year earnings growth and a stable top-line, underpinned by a disciplined balance sheet and ample liquidity. Net income of $14.21 million for the quarter came on revenue of $51.45 million, delivering a net income margin of 27.6% and an EPS of $0.83 (diluted $0.834). YoY, net income rose 5.5% and QoQ growth was 8.4% in the quarter, while revenue and gross profit were essentially flat at a 2%+ growth pace. The reported results continue to reflect HTB’s conservative balance sheet, low leverage, and a liquidity tolerance that supports deposit stability in a competitive regional market. The company also maintains a modest dividend, with a payout ratio near 14.4% and a dividend yield around 0.36%.