Reported Q: Q2 2026 Rev YoY: -99.9% EPS YoY: -26.8% Move: +0.08%
Saratoga Investment Corp
SAT
$24.98 0.08%
Exchange NYSE Sector Financial Services Industry Asset Management
Q2 2026
Published: Oct 7, 2025

Company Status Snapshot

Fast view of the latest quarter outcome for SAT

Reported

Report Date

Oct 7, 2025

Quarter Q2 2026

Revenue

32.63M

YoY: -99.9%

EPS

0.71

YoY: -26.8%

Market Move

+0.08%

Previous quarter: Q1 2026

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Earnings Highlights

  • Revenue of $32.63M down 99.9% year-over-year
  • EPS of $0.71 decreased by 26.8% from previous year
  • Gross margin of 62.1%
  • Net income of 11.32M
  • "Our Q2 adjusted NII of $0.58 per share continues to reflect the impact of the past twelve-month trend of decreasing levels of short-term interest rates and spreads on Saratoga investments largely floating rate assets and the continued effect of the recent repayments. Which has contributed to the buildup of $201 million of cash as of quarter-end available to be deployed accretively in investments or to repay existing debt." - Henri J. Steenkamp
SAT
Company SAT

Executive Summary

Saratoga Investment Corp 600 (SAT) reported a solid QQ2 2026 performance with notable NAV growth and a resilient core BDC portfolio amid a volatile macro backdrop. Quarter-end NAV reached $410.5 million ($25.61 per share), up 3.6% versus the prior quarter, supported by net gains and realized appreciation that contributed to NAV accretion despite ongoing rate and volume headwinds. Adjusted net investment income (NII) stood at $9.1 million ($0.58 per share), reflecting a compression from prior periods driven by lower AUM, lower base rates, and ongoing portfolio repayments; management highlighted that deploying cash accretively remains feasible with approximately $201 million in quarter-end cash and $406.8 million of dry powder available to fund growth without external financing. SAT reaffirmed its strategy of disciplined underwriting, strong liquidity, and an elevated emphasis on high-quality first-lien assets, with credit quality remaining exceptionally robust (0.3% nonaccrual rate of cost, 0.2% of fair value). The company also underscored a solid dividend framework, declaring a quarterly base dividend of $0.25 per share (annual $0.75), equating to a ~12.3% yield at the then-current price. Looking ahead, SAT emphasized the potential for increased deal flow as rate environments stabilize and M&A activity reverts toward historical norms, supported by a diversified pipeline, ongoing CLO activity, and the opportunity to leverage new SBIC capacity. The earnings narrative indicates a balance between earnings power driven by a high-quality, defensible portfolio and the near-term cash deployment imperative to sustain dividend coverage and NAV growth.

Key Performance Indicators

Revenue
Decreasing
32.63M
QoQ: 11.37% | YoY: -99.92%
Gross Profit
Decreasing
20.25M
62.08% margin
QoQ: 20.26% | YoY: -99.95%
Operating Income
Decreasing
14.48M
QoQ: 3.13% | YoY: -99.95%
Net Income
Stable
11.32M
QoQ: -18.79% | YoY: N/A
EPS
Decreasing
0.71
QoQ: -21.98% | YoY: -26.80%

Revenue Trend

Margin Analysis

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q3 2026 31,645.54 0.74 -11.8% View
Q2 2026 32.63 0.71 -99.9% View
Q1 2026 32,318.62 0.91 -16.4% View
Q4 2025 31,295.08 -0.07 +83.0% View
Q3 2025 35,878.64 0.64 +98.0% View