Quick answer: latest quarter results, by ticker or company name

Reported Q: Q1 2025 Rev YoY: +10.2% EPS YoY: +23.9% Move: +0.22%

Visa Inc

$328.90 0.22%

Exchange NYSE Sector Financial Services Industry Financial Credit Services

Q1 2025

Published: Jan 30, 2025

Company Status Snapshot

Fast view of the latest quarter outcome for V

Reported

Report Date

Jan 30, 2025

Quarter Q1 2025

Revenue

9.51B

YoY: +10.2%

EPS

2.52

YoY: +23.9%

Market Move

+0.22%

Previous quarter: Q4 2024

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Earnings Highlights

Revenue of $9.51B up 10.2% year-over-year
EPS of $2.52 increased by 23.9% from previous year
Gross margin of 78.8%
Net income of 5.12B
"Ryan McInerney: "Our total first quarter volume on our network had just crossed $3 trillion. Just five years later, our total quarterly volume was above $4 trillion."" - Ryan McInerney

Visa Inc

Period Q1 2025

Currency USD

Report Type Quarterly Earnings

Generated Feb 11, 2026

Executive Summary

Visa Inc reported a strong start to its fiscal year 2025, achieving net revenues of $9.5 billion, reflecting a robust year-over-year growth of 10%. Earnings per share (EPS) also saw a healthy increase of 14%, showcasing the company's solid financial health. Management attributed this growth to key drivers including a 9% increase in overall payments volume and a 16% rise in cross-border volume, indicating a strong recovery in consumer spending and travel. Additionally, Visa's strategic focus on digital payments and innovative value-added services is expected to enhance client engagement and market competitiveness going forward.

Key Performance Indicators

Revenue

Increasing

9.51B

QoQ: -1.11% | YoY: 10.15%

Gross Profit

Increasing

7.49B

78.76% margin

QoQ: -3.97% | YoY: 7.40%

Operating Income

Increasing

6.23B

QoQ: -1.81% | YoY: 4.70%

Net Income

Increasing

5.12B

QoQ: -3.74% | YoY: 4.68%

EPS

Increasing

2.96

QoQ: -9.76% | YoY: 23.85%

Revenue Trend

Margin Analysis

Financial Highlights

- Revenue: $9.5 billion, up 10% YoY
- EPS: $2.75, up 14% YoY
- Gross Profit: $7.49 billion, with a gross profit margin of 78.76%
- Net Income: $5.12 billion, with a net income margin of 53.83%
- Operating Cash Flow: $5.40 billion; Free Cash Flow: $5.05 billion
- Return on Equity (ROE): 13.4%; Return on Assets (ROA): 5.57%.
The company's operating income was $6.23 billion with an operating margin of 65.55%. Management indicated that upcoming initiatives and better-than-expected client activity led to stronger revenue performance in several segments.

Income Statement

Metric	Value	YoY Change	QoQ Change
Revenue	9.51B	10.15%	-1.11%
Gross Profit	7.49B	7.40%	-3.97%
Operating Income	6.23B	4.70%	-1.81%
Net Income	5.12B	4.68%	-3.74%
EPS	2.96	23.85%	-9.76%

Key Financial Ratios

Gross Profit Margin

Excellent

78.80%

Gross profit margin is exceptional, indicating strong pricing power and operational efficiency

Operating Profit Margin

Excellent

65.60%

Operating margin is exceptional, indicating strong pricing power and operational efficiency

Net Profit Margin

Excellent

53.80%

Net profit margin is exceptional, indicating strong pricing power and operational efficiency

Return on Assets

Fair

5.57%

Return on assets is acceptable but below top-tier companies

Return on Equity

Good

13.40%

Return on equity shows solid performance and effective asset utilization

Current Ratio

Adequate

1.12

Current ratio meets minimum requirements but limited cushion

Debt to Equity

Moderate

0.54

Debt-to-equity indicates balanced capital structure with manageable debt

P/E Ratio

Growth

26.69x

Elevated P/E suggests growth expectations or premium valuation

Price to Book

High Premium

14.27x

Very high premium suggests asset-light business model or lofty expectations

Historical Earnings Comparison

Period	Revenue ($M)	EPS ($)	YoY Growth	Report
Q1 2026	10,901.00	0.00	+22.5%	View
Q2 2025	9,594.00	2.26	+9.3%	View
Q1 2025	9,510.00	2.52	+10.2%	View
Q4 2024	9,617.00	2.62	+11.7%	View
Q3 2024	8,900.00	2.40	+9.6%	View

Visa Inc (V) Q1 2025 Earnings Report

Company Status Snapshot

Earnings Highlights

Executive Summary

Key Performance Indicators

Revenue Trend

Margin Analysis

Financial Highlights

Income Statement

Key Financial Ratios

Management Insights Available for Members

Peer Comparison Available for Members

Investment Outlook & SWOT Available for Members

Historical Earnings Comparison

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