Visa Inc
V
$340.30 1.01%
Exchange: NYSE | Sector: Financial Services | Industry: Financial Credit Services
Q1 2025
Published: Jan 30, 2025

Earnings Highlights

  • Revenue of $9.51B up 10.2% year-over-year
  • EPS of $2.52 increased by 23.9% from previous year
  • Gross margin of 78.8%
  • Net income of 5.12B
  • "Ryan McInerney: "Our total first quarter volume on our network had just crossed $3 trillion. Just five years later, our total quarterly volume was above $4 trillion."" - Ryan McInerney

Visa Inc (V) Q1 2025 Financial Results: Strong Growth Amidst a Competitive Landscape

Executive Summary

Visa Inc reported a strong start to its fiscal year 2025, achieving net revenues of $9.5 billion, reflecting a robust year-over-year growth of 10%. Earnings per share (EPS) also saw a healthy increase of 14%, showcasing the company's solid financial health. Management attributed this growth to key drivers including a 9% increase in overall payments volume and a 16% rise in cross-border volume, indicating a strong recovery in consumer spending and travel. Additionally, Visa's strategic focus on digital payments and innovative value-added services is expected to enhance client engagement and market competitiveness going forward.

Key Performance Indicators

Revenue

9.51B
QoQ: -1.11% | YoY:10.15%

Gross Profit

7.49B
78.76% margin
QoQ: -3.97% | YoY:7.40%

Operating Income

6.23B
QoQ: -1.81% | YoY:4.70%

Net Income

5.12B
QoQ: -3.74% | YoY:4.68%

EPS

2.96
QoQ: -9.76% | YoY:23.85%

Revenue Trend

Margin Analysis

Key Insights

  • **Revenue:** $9.5 billion, up 10% YoY
  • **EPS:** $2.75, up 14% YoY
  • **Gross Profit:** $7.49 billion, with a gross profit margin of 78.76%
  • **Net Income:** $5.12 billion, with a net income margin of 53.83%
  • **Operating Cash Flow:** $5.40 billion; Free Cash Flow: $5.05 billion

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q1 2025 9,510.00 2.52 +10.2% View
Q4 2024 9,617.00 2.62 +11.7% View
Q3 2024 8,900.00 2.40 +9.6% View
Q2 2024 8,775.00 2.29 +9.9% View
Q1 2024 8,634.00 2.39 +8.8% View