Quick answer: latest quarter results, by ticker or company name

Reported Q: Q4 2024 Rev YoY: +11.7% EPS YoY: +44.5% Move: -1.81%

Visa Inc

$325.58 -1.81%

Exchange NYSE Sector Financial Services Industry Financial Credit Services

Q4 2024

Published: Nov 13, 2024

Company Status Snapshot

Fast view of the latest quarter outcome for V

Reported

Report Date

Nov 13, 2024

Quarter Q4 2024

Revenue

9.62B

YoY: +11.7%

EPS

2.62

YoY: +44.5%

Market Move

-1.81%

Previous quarter: Q3 2024

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Earnings Highlights

Revenue of $9.62B up 11.7% year-over-year
EPS of $2.62 increased by 44.5% from previous year
Gross margin of 81.1%
Net income of 5.32B
""We have done all this while further increasing our suite of solutions to meet clients’ needs." - Ryan McInerney" - Ryan McInerney

Visa Inc

Period Q4 2024

Currency USD

Report Type Quarterly Earnings

Generated Feb 9, 2026

Executive Summary

In the fiscal fourth quarter of 2024, Visa Inc. reported a net revenue of $9.6 billion, marking a robust 12% year-over-year increase and a 16% rise in earnings per share (EPS) to $2.71. This strong performance was driven by relatively stable business operations, with overall payments volume growing 8% annually. Notably, U.S. payments volume increased by 5% while international volumes surged by 10%. Management highlighted ongoing strategic advancements, particularly in value-added services and innovations such as the Visa Account-to-Account (A2A) payments solution set to launch in 2025. Despite challenges from regulatory scrutiny, Visa's market leadership appears well-positioned for sustained growth.

Key Performance Indicators

Revenue

Increasing

9.62B

QoQ: 8.06% | YoY: 11.71%

Gross Profit

Increasing

7.80B

81.11% margin

QoQ: 9.44% | YoY: 12.81%

Operating Income

Increasing

6.35B

QoQ: 6.92% | YoY: 14.40%

Net Income

Increasing

5.32B

QoQ: 9.15% | YoY: 13.61%

EPS

Increasing

3.28

QoQ: 36.67% | YoY: 44.49%

Revenue Trend

Margin Analysis

Financial Highlights

### Revenue Performance
- Revenue: $9.6 billion (up 12% YoY)
- Net Income: $5.32 billion (up 16% YoY)
- EPS: $2.71 (up 16% YoY)

### Operating Highlights
- Total Payments Volume: Up 8% YoY
- U.S. Payments Volume: Up 5% YoY
- International Payments Volume: Up 10% YoY
- Cross-Border Volume: Up 13% YoY (excl. intra-Europe)
- Processed Transactions: Up 10% YoY

### Cost Structure
- Operating Expenses: $1.45 billion (11% increase)
- Effective Tax Rate: 16.5%

These figures indicate a healthy and growing business model, with consistent returns and increasing operational efficiency driven by innovative strategies.

Income Statement

Metric	Value	YoY Change	QoQ Change
Revenue	9.62B	11.71%	8.06%
Gross Profit	7.80B	12.81%	9.44%
Operating Income	6.35B	14.40%	6.92%
Net Income	5.32B	13.61%	9.15%
EPS	3.28	44.49%	36.67%

Key Financial Ratios

Gross Profit Margin

Excellent

81.10%

Gross profit margin is exceptional, indicating strong pricing power and operational efficiency

Operating Profit Margin

Excellent

66.00%

Operating margin is exceptional, indicating strong pricing power and operational efficiency

Net Profit Margin

Excellent

55.30%

Net profit margin is exceptional, indicating strong pricing power and operational efficiency

Return on Assets

Fair

5.63%

Return on assets is acceptable but below top-tier companies

Return on Equity

Good

13.60%

Return on equity shows solid performance and effective asset utilization

Current Ratio

Adequate

1.28

Current ratio meets minimum requirements but limited cushion

Debt to Equity

Moderate

0.53

Debt-to-equity indicates balanced capital structure with manageable debt

P/E Ratio

Fair Value

20.95x

P/E ratio in line with market averages

Price to Book

High Premium

11.39x

Very high premium suggests asset-light business model or lofty expectations

Historical Earnings Comparison

Period	Revenue ($M)	EPS ($)	YoY Growth	Report
Q1 2026	10,901.00	0.00	+22.5%	View
Q2 2025	9,594.00	2.26	+9.3%	View
Q1 2025	9,510.00	2.52	+10.2%	View
Q4 2024	9,617.00	2.62	+11.7%	View
Q3 2024	8,900.00	2.40	+9.6%	View

Visa Inc (V) Q4 2024 Earnings Report

Company Status Snapshot

Earnings Highlights

Executive Summary

Key Performance Indicators

Revenue Trend

Margin Analysis

Financial Highlights

Income Statement

Key Financial Ratios

Management Insights Available for Members

Peer Comparison Available for Members

Investment Outlook & SWOT Available for Members

Historical Earnings Comparison

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